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The joke is:

A Redneck buys a ticket and wins the lottery. He goes to
Austin to claim it where the man verifies his ticket number. 
    The Redneck says "I want my $20 million."
To which the man replied, "No, sir. It doesn't work that way.
We give you a million today, and then you'll get the rest
spread out for the next 19 years." 
    The Redneck said, "Oh, no. I want all my money RIGHT
now! I won it, and I want it." 
    Again the man patiently explains that he would only get a
million that day and the rest during the next 19 years. 
    The Redneck, furious with the man, screams out, "Look, I
WANT MY MONEY!! If you're not going to give me my $20
million "right now," THEN I WANT MY DOLLAR BACK!!


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