One day Johnny went to his father and asked him if he could buy him a
$200 bicycle for his birthday.
Johnny's father said, "Johnny, we have an $ 80,000 mortgage on the
house and you want me to buy you a bicycle? Wait until Xmas"
Xmas came around and Johnny asked again.
The father said, "Well the mortgage is still extremely high, sorry
about that. Ask me again some other time."
Well, about two days later, the boy was seen walking out of the house
with all his belongings in a suitcase.
The father felt sorry for him and asked him why he was leaving. The
boy said, "Yesterday I was walking past your room, and I heard you say
that you were pulling out, and mommy said that you should wait because
she was coming too, and DAMN if I'll get stuck with an $80,000